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Unlocking Homeownership: Seaside Town’s New Homes Policy Empowers Buyers

by Alex Carey
September 11, 2023
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Unlocking Homeownership: Seaside Town’s New Homes Policy Empowers Buyers
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It’s impossible to overstate how alluring beach towns are in the UK. The captivating blend of pristine coastlines, charming architecture, and a laid-back lifestyle has always held a special place in the hearts of the masses.

Many people dream of having their own beach getaway where they can watch the sunset while listening to the sound of the waves as they break on the shore. But for far too long, for many would-be homeowners, the possibility of buying a house in these gorgeous seaside havens has remained a distant dream. If you’re in the market in search of your ideal home, get in touch with our Estate agents in Cirencester for the best property services in the industry within your budget.

Those wishing to relocate to these picturesque locations face considerable obstacles due to the increasing surge of property prices and the scarcity of available houses. Too many people yearned for the chance to name a seaside town their home as the fantasy of coastal living appeared to slip more out to sea with each passing year.

Yet, like a beacon of hope shining across the water, a new homes policy has emerged on the horizon, poised to transform the very landscape of our beloved coastal communities. With its promise of increased accessibility and affordability, this policy represents a fresh breeze of change, one that carries the potential to fulfil the dreams of countless individuals and families longing to embrace coastal living.

Let’s examine the new policy’s main components and possible effects on the property market in UK beach communities.

In Blackpool, a new strategy has been implemented to guarantee that more individuals have access to new houses. The legislation, which has been passed by the council’s executive, specifies the amount of affordable housing that developers must include in any developments, as well as the need that it be identical to properties with a higher market value.

There is “a pressing need for the provision of quality affordable housing” in the borough, according to a council study. Despite Blackpool’s relatively low property prices and rental rates, it states: “Affordability is a serious issue throughout the borough due to the concentration of households with extremely low incomes. Many of these low-income families may not be able to get a mortgage or have the means to save for a down payment.

According to the policy, any developments outside of the urban core with more than 15 dwellings are required to include 30% affordable housing and 70% of which must be offered for low-cost rental. It means that 24 affordable dwellings must be included in a development of 80 units, and affordability must be preserved forever.

In order to avoid properties from being clearly separated from open market lodging, they should be blended into the development rather than concentrated in a single place. Additionally, it is believed that the policy would assist the town in breaking the pattern of many low-income citizens being forced to live in cramped apartments and HMOs (houses in multiple occupancies).

Individuals lacking adequate housing include individuals who rough sleep and are homeless, young children who are impacted by transience, vulnerable adults, occupants of dwellings with inadequate heating and insulation, and people who require long-term care. Up until 2027, Blackpool needs to build about 210 affordable homes annually, according to studies.

There are currently several projects under progress in the community that will provide those who are having trouble getting a mortgage with more alternatives.131 new council homes will be constructed at Grange Park on two plots at Dinmore Avenue and Chepstow Road as part of a £20 million investment in new housing.

The third phase of Foxhall Village, which had been in limbo, has now resumed construction, and 88 new houses will be constructed there off Rigby Road by 2025. The new homes policy for seaside towns in the UK is a progressive step towards making homeownership in these beautiful coastal havens more accessible.

As the policy takes root and new developments start to take shape, more people will be able to realise their dream of living by the sea. This constructive change will not only boost the local economy but also give inhabitants a diversified and exciting way of life. As they embrace a more inclusive and varied group of homeowners in the years to come, the beach town’s charm will shine brighter than ever.

Alex Carey

Alex Carey

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